FAQ

Stake is a renter network that gives you real Cash Back for things you already do, like searching for and signing a lease, paying rent, or even shopping in the Stake Neighborhood Network. If you found your home through a Stake listing, referral, or currently live in a Stake Network property, you’re likely already eligible to earn rewards.

There’s no catch. Stake is built to reward renters across our network with real Cash Back, no credit cards, no debt, no gimmicks. When you join the Stake Network, everyone wins, including the properties and partners that work with us.

Use the Login menu at the top right of stake.rent and choose Renter Login, or go directly to app.stake.rent/login. On your phone, open Stake and sign in with the same email. Forgot your password? Tap "Forgot password" on the login screen and we'll send you a reset link.

Not at all. Your rent stays the same. Stake rewards you for leasing, renewing, and paying rent on time because we do better when you do better. Properties in the Stake Network benefit from signing leases faster and reaching smart renters like you.

If you found your home through a Stake listing, referral, or received an email from us, you’re probably already covered. If you’re unsure, just reach out, we’ll help get your Cash Back set up.

You can earn with Stake in a few ways: by paying rent at a Stake Network property, signing or renewing a lease, spending with Stake Debit, shopping in the Neighborhood Network, or upgrading to the Unlimited tier to boost your Cash Back and unlock Credit Builder.

You may already be part of the Stake Network if you found your home through a Stake listing, referral, or live at a property partnered with us. Not sure? You can check our listing network or reach out to us directly and we’ll confirm for you.

Not at all. Stake works with your current bank account. You’ll securely connect your account using Plaid, and you choose where your Cash Back gets deposited, no need to switch banks or open a new account.

Just pay rent on time. Whether it’s through your property’s payment system or your Stake Account, you’ll automatically earn Cash Back each month. The longer you stay, the more you can earn, it’s that simple.

Timing depends on how your property’s rewards are set up. Some properties issue Cash Back on the third Tuesday of each month, while others offer instant Cash Back when you pay from your Stake Account. Either way, you’ll get a notification when your Cash Back is ready to use.

Stake gives you Cash Back for what you’re already doing, paying rent. Unlike credit cards that reward you for spending more, Stake helps you build wealth without taking on debt. There are no points, gimmicks, or confusing terms, just real cash, straight to you.

The Unlimited tier is completely optional. It’s our premium experience that unlocks additional benefits like rent-based credit building with Credit Builder, Cash Back on Rent, and your Stake Account with Stake Debit. It’s a great way to maximize your Cash Back, but you don’t need it to earn.

With Credit Builder, available on the Unlimited tier, we report your on-time rent payments to major credit bureaus. That means your biggest monthly expense can actually help you build your credit score, without needing a credit card or taking out a loan.

Yes. Stake is a financial technology company, not an FDIC-insured bank. Banking services are provided by Midland States Bank, Member FDIC, and your deposits may be eligible for pass-through FDIC insurance if certain conditions are satisfied. We also use bank-grade encryption and security protocols to keep your money and personal data safe.

Absolutely. Your privacy and security are top priorities. We never sell your data, and all your financial information is encrypted and securely stored.

We get that a lot, and yes, it’s 100% real. Stake partners with trusted property managers, developers, and financial institutions to give renters Cash Back and smarter tools to build their financial futures. Thousands of residents use Stake every day to get rewarded for just living where they live.

If you move to another Stake Network property, your rewards continue without interruption. If not, you’ll still have full access to your Stake Account and can keep earning Neighborhood Cash on everyday purchases.